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  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

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Welcome to Spectra Home Mortgage, Inc.

At Spectra Home Mortgage, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

HARP

HARP or the Home Affordable Refinance Program is designed to help homeowners who are “underwater” in their mortgages refinance.

Click here for more and to see if you qualify

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Purchase

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime we are here to help.
To get started click here

Free Reports

We have Free Reports that offer valuable insight whether you are purchasing or refinancing.
To get started click here

Credit Repair

Whether you want to qualify for a loan or make sure you are getting the best interest rates possible on your loans and credit cards check out our information on Credit Repair
To get started click here